Broker Check


Monday, June 20, 2022

If you own a second home, you have tax strategies to consider. Learn what you should be accounting for regardless of if your home is in the city, on the beach, or in the mountains.

Wednesday, June 1, 2022

These are the non-financial retirement questions that no pre-retiree should dismiss. Think about them as you prepare and invest for the future and let us know how we can help. We are here to plan and prepare for a life full of purpose.

Monday, May 16, 2022

There are many benefits to donor-advised funds for the charitably inclined, and few drawbacks. Learn more.

Monday, May 2, 2022

Research indicates that many Americans are living paycheck to paycheck and it’s nearly impossible for them to save or invest. How do you stop living paycheck to paycheck?

Monday, April 4, 2022

At Schmerling Financial Group, we understand that your values are the key to achieving your financial and life goals and we refer to them often. We believe that good financial planners use values-based planning.

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Tuesday, March 29, 2022

Here’s what you need to know about IRAs for kids.

Tuesday, March 1, 2022

There are many income sources that contribute to your retirement fund. You may be wondering where do I even begin when it comes to retirement? What should I consider? Here are five questions to ask when planning for retirement. 

Tuesday, March 1, 2022

Learn more about real estate tax tips.

Thursday, February 17, 2022

Schmerling Financial Group has been recognized as one of the top affiliates of Avantax Wealth Management®, a leader in tax-advantaged financial planning.

Tuesday, February 1, 2022

Many people make New Year resolutions, but by the end of January, they abandon them. This occurs because they haven’t built habits into their daily life that help them accomplish their goals. Here are some of the steps I take.

Monday, January 31, 2022

When you use a home for both rental and personal use, regardless of that home’s location at the beach or in the city, you run into the tax code’s vacation home rules that make that home either a residence or a rental property.

Thursday, January 27, 2022

Monday, January 24, 2022

Do you have a sideline activity that you think of as a business? From this sideline activity, are you claiming tax losses on your Form 1040? Will the IRS consider your sideline a business and allow your loss deductions?

Friday, January 7, 2022

YOUR 4% WITHDRAWAL STRATEGY MAY NOT BE ENOUGH Get the Tax Guidance You Need to Help Live the Retirement You Desire There’s a lot of concern among industry experts about whether the popular 4% withdrawal rule can provide enough income...

Monday, January 3, 2022

Friday, December 17, 2021

Wednesday, December 1, 2021

Year-end is a great time to establish an action plan for good financial health all year long. Evaluating your financial picture at the end of the year may reveal opportunities or areas for improvement that you hadn’t considered...

Wednesday, October 27, 2021

Understanding and identifying the risks that you face in developing a financial plan is the first step in building a solid financial future. The second step is being able to implement an effective plan to measure, monitor, and control...

Monday, September 27, 2021

Potential Strategies to Combat Increased Taxes Many individuals are stuck in a holding pattern as they wait to see what impact the Biden Administration will have on tax regulations. The President has shared what he’d like to see...

Tuesday, June 29, 2021

New Law: Time to Benefit from the Work Opportunity Tax Credit Learn more The Work Opportunity Tax Credit rewards your good deeds. And now, because of new legislation, the rules are in place for longer than usual. If you need to hire...

Tuesday, February 16, 2021

Who Qualifies for First-Draw PPP Money Today? COVID-19 Relief Law Turbocharges Employee Retention Credit COVID-19 Relief Law Boosts Temporary Tax Deductions and Credits Tax Extenders Passed with the COVID-19 Relief Law IRS Penalty...

Friday, January 29, 2021

The freshness of a New Year provides us an opportunity to dream again and expand our vision. As humans we naturally have a desire to be “bigger than ourselves” and accomplish big goals. Many of us may have made New Year...

Wednesday, January 27, 2021

New Forgiveness Rules for Past, Current, and New PPP Money Loan Proceeds Are Not Taxable Expenses Paid with Forgiven Loan Money Are Tax-Deductible Round 2: Additional Tax-Free PPP Money for You? New Chance for PPP Monies New Stimulus...

Tuesday, August 11, 2020

A little about Term life insurance policies. (free download at end of article!) ”Insurance is like a parachute. You have to have it before you need it.” -Unknown Is there anybody who depends on your income besides yourself,...

Monday, April 27, 2020

Click here for a well-presented outline of the Cares Act by Putnam Investments.

Friday, April 3, 2020

New information comes out daily so the below information is not final and may be subject to change. Please understand that additional information may be required by the US SBA when we get the official details of the Paycheck Protection...

Tuesday, January 14, 2020

As has become usual practice, Congress passed some meaningful tax legislation as it recessed for the holidays. In one of the new meaningful laws, enacted on December 20, you will find the Setting Every Community Up for Retirement...

Wednesday, December 26, 2018

The end of the year is fast approaching and it's a great time to take steps that can help improve your personal finances. Some items to consider: If you're not retired, review your contributions to retirement accounts such as 401ks,...

Wednesday, December 26, 2018

By Joan Alexandre Investment Analyst, Investment Management Research Group at 1st Global December 2018 When What You See Is All There Is In 2011, Nobel laureate and research psychologist Daniel Kahneman published “Thinking, Fast...