Life is full of surprises.
Wouldn’t it be nice to have a ready-made “what if” plan to help you surmount any challenges? Our holistic planning approach will help you understand each financial decision, so you can consider the effects on your life goals.
We are concerned with your whole life picture so we will ask questions and listen carefully to your answers to understand what motivates you, what concerns you and where you want to end up in life. A holistic analysis will take many non-financial elements into consideration and thoroughly examine and monitor things like your insurance, tax and estate planning situation.
Holistic financial planning doesn’t:
- Only look at investments
- Ignore a larger tax planning strategy
- Sell insurance or annuities without understanding the full scope of your needs
- Look at a financial plan from just one perspective
What topics are covered in a holistic plan?
A holistic financial plan looks at a person’s entire financial landscape, here are a few examples of what that might include:
- Investments (portfolio, brokerage accounts, ETFs, mutual funds, etc.)
- Retirement accounts (401k, 403b, IRA)
- Insurance needs (home, auto, life, long-term care, liability, etc.)
- Tax planning
- Tax preparation
- Retirement planning (finances and lifestyle)
- Estate planning
- College planning
- Budgeting and saving
A holistic plan calls for collaboration between professionals. That might mean reaching out to an insurance agent or working with your estate planning attorney. Holistic advice provides solutions to real-world problems and help you live your best life – a life full of purpose.